FSMA/INVESTOR DISCLAIMERS

Investment whether in new or existing businesses carries high risks as well as the possibility of high rewards. It is consequently very speculative and potential investors should be aware that no established market exists for the trading of shares in private companies, and such shares are not easily realisable. It must be appreciated that there could be difficulty in selling such investments at a reasonable price and, in some circumstances, it may be difficult to sell them at any price. Accordingly you should consider very carefully whether such investments are suitable in the light of your circumstances and commitments and the financial resources available to you. Engaging in any investment activity may expose you to a significant risk of losing all of your investment. Any business plans and financial projections posted on this Site are posted only for the personal use by registered investors. It does not purport to contain all the information that a prospective investor may require. All such information is confidential and by gaining access to such information you agree to keep it confidential at all times.Each investor who uses this Site acknowledges that a decision to invest in a company is a personal decision and that no responsibility for the consequences of that decision is accepted by Thrive or by any of its directors, employees, consultants or other members. Each investor who uses this Site is required to acknowledge and agree to these conditions, the Investor Terms and Conditions, the Privacy, Cookie and Data Use Policy and the Risk Warning Notice. These should be read carefully and if an investor is in any doubt then he should take his own professional advice.

Website Terms of Use 

These Terms govern how you may access and use the Site. You should read these Terms carefully before using the Site. By accessing or using the Siteor otherwise indicating your consent, you agree to be bound by these Terms and the documents referred to in them. If you do not agree with or accept any of these Terms, you should stop using the Site immediately. 

Who we are

This Site is operated by Thrive Funding Limited (‘Thrive’), a company registered in England and Wales under company number 10582707. If you have any questions about the Site, please contact us by email to hello@thrivefunding.co or write to us at Thrive Funding Limited, 246 Westminster Bridge Road, London SE1 7PD.Thrive (firm reference number: 774420) is an appointed representative of ShareIn Limited (FRN 603332) which is authorised and regulated by the Financial Conduct Authority.

Definitions

Cookie policy means the cookie policy which governs how we use cookies in the Site;Investor Terms and Conditions mean the investor terms and conditions which govern the terms on which we provide our services to registered investors and the processes in relation to a fundraising; Privacy policy means the privacy policy which governs how we process any personal data collected from you;Site means www.thrivefunding.co.uk and all associated web pages and any associated mobile app; Submission means any text, images, video, audio or other multimedia content, software or other information or material submitted by you or other users to the Site; Terms means these terms of use as updated from time to time;We, us or our means Thrive Funding Limited, company registration number 10582707 and whose registered office is at 246 Westminster Bridge Road, London SE1 7PD; andYou or your means the person accessing or using the Site or its content.

Acceptable use

We permit you to use the Site only for personal, non-commercial purposes and primarily for accessing information about usUse of the Site in any other way, including in contravention of any restriction on use set out in these Terms, is not permitted. This Site is intended for use only by those who can access it from within the UK and European Economic Community (‘EEC’). If you choose to access the Site from locations outside the UK or EEC you are responsible for compliance with local laws where they are applicable. Your use of the Site means that you must also comply with our Investor Terms and Conditions, Privacy Policy and our Cookie Policy. If you do not agree with these Terms you may not use the Site. You are responsible for making all arrangements necessary for you to have access to the Site. You are also responsible for ensuring that all persons who access the Site through your internet connection are aware of these Terms and that they comply with them. You must be at least 18 years old to access the services on the Site.

Restrictions on use

As a condition of you ruse of the Site, you agree:·
- not to use the Site for any purpose that is unlawful under any applicable law or prohibited by these Terms;
·
- not to use the Site to commit any act of fraud;·
- not to use the Site to distribute viruses or malware or other similar harmful software code;
- not to use the Site for purposes of promoting unsolicited advertising or sending spam;·
- not to use the Site to simulate communications from us or another service or entity in order to collect identity information, authentication credentials, or other information (‘phishing’);· not to use the Site in any manner that disrupts the operation of our Siteor business or the website or business of any other entity;·
- not to use the Site in any manner that harms minors;·
- not to promote any unlawful activity;·
- not to represent or suggest that we endorse any other business, product or service unless we have separately agreed to do so in writing;·
not to use the Siteto gain unauthorised access to or use of computers, data, systems, accounts or networks;·
not to disassemble or attempt to reverse engineer any software in the Site, except as permitted by law;·
not to use a program or application to scrape, copy or index the content from the Site
·
not to use or launch automated systems such as bots, spiders or load testers that access or attempt to access the Site or our services;
·
not to attempt to circumvent password or user authentication methods; and
·
to comply with the provisions relating to our intellectual property rights (see “Intellectual Property Rights” below). You agree that you are solely responsible for all costs and expenses you may incur in relation to your use of the Site and keeping your password and other account details confidential. We may prevent or suspend your access to the Site if you do not comply with any part of these Terms, any terms or policies to which they refer or any applicable law.

Bulletin boards, chat rooms and other interactive services

We may make bulletin boards, chat rooms or other communication services (‘Interactive Services’) available on the Site. We are not obliged to monitor or moderate Submissions to our Interactive Services. Where we do monitor or moderate Submissions we shall indicate how this is performed and who should be contacted in relation to any Submission of concern to you. We may remove or edit any Submissions to any of our interactive services whether they are moderated or not. Any Submission you make must comply with our Submission standards set out below. In posting any Submission you grant to us a perpetual, worldwide, non-exclusive, royalty-free, sub-licensable and transferable licence to use, reproduce and create derivative content, in whole or in part and in any format and through any media channel, including social media.

Submission standards

Any Submission or communication to users of our Site must conform to standards of accuracy, decency and lawfulness, which shall be applied in our discretion, acting reasonably. In particular, you warrant that any Submission or communication is:· 
your own original work and lawfully submitted;·
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actually accurate or your own genuinely held belief;·
- provided with the necessary consent of any third party;·
- not defamatory or likely to give rise to an allegation of defamation;·
- not offensive, obscene, sexually explicit, discriminatory or deceptive; and· 
- unlikely to cause offence, embarrassment or annoyance to others.

Linking and framing

You may create a link to our Site from another website without our prior written consent provided no such link:· creates a frame or any other browser or border environment around the content of our Site;
- implies that we endorse your products or services or any of the products or services of, or available through, the website on which you place a link to our Site;·
- displays any of the trade marks or logos used on our Site without our permission or that of the owner of such trade marks or logos; or·
- is placed on a website that itself does not meet the acceptable use requirements of these Terms. We reserve the right to require you to immediately remove any link to the Site at any time, and you shall immediately comply with any request by us to remove any such link. If you wish to make any use of content on the Site other than that set out above, please contact hello@thrivefunding.co

Hyperlinks and third party sites

The Site may contain hyperlinks or references to third party websites other than the Site. Any such hyperlinks or references are provided for your convenience only. We have no control over third party websites and accept no legal responsibility for any content, material or information contained in them. The display of any hyperlink and reference to any third party website does not mean that we endorse that third party's website, products or services. Your use of a third party site may be governed by the terms and conditions of that third party site.

Intellectual Property Rights

This Site and all Intellectual Property Rights in it are owned by us, our licensors or both (as applicable). Intellectual Property Rights means rights including but not limited to copyright, trade marks, domain names, design rights, rights to sue for passing off, database rights, patents and all other intellectual property rights of any kind whether or not they are registered or unregistered (anywhere in the world). We and our licensors reserve all of our and their rights in any intellectual property in connection with these Terms. This means, for example, that we and they remain owners of them and free to use them as we and they see fit.Nothing in these Terms grants you any legal rights in the Site other than as necessary to enable you to access the Site. You agree not to adjust to try to circumvent or delete any notices contained on the Site (including any intellectual property notices) and in particular in any digital rights or other security technology embedded or contained within the Site.The use of any trade marks on the Site is strictly prohibited unless you have our prior written permission. You may not use our trade marks, logos or trade names except in accordance with these Terms.

Accuracy of information and availability of the Site

While we try to make sure that the Site is accurate, up-to-date and free from bugs, we cannot promise that it will be. We make no representations, warranties or guarantees, whether express or implied, that the content on the Site is accurate, complete or up-to-date. In addition, we cannot promise that the Site will be fit or suitable for any purpose. Any reliance that you may place on the information on this Site is at your own risk.While we try to make sure that the Site is available for your use, we do not promise that the Site is available at all times nor do we promise the uninterrupted use by you of the Site. We may suspend or terminate operation of the Site at any time as we see fit. Content is provided for your general information purposes only and to inform you about us and our news, features, services and other websites that may be of interest. It does not constitute technical, financial or legal advice or any other type of advice and should not be relied on for any purposes. You must obtain professional or specialist advice before taking, or refraining from taking, any action on the basis of the content on the Site.

Breach

We shall apply the terms of these Terms in our absolute discretion. In the event of your breach of these Terms we may terminate or suspend your use of the Site and any linked account, remove or edit Submissions, disclose Submissions to law enforcement authorities or take any action we consider necessary to remedy the breach. Further you agree to indemnify and hold harmless Thrive, and our directors, employees and partners against all claims and expenses attributable to any breach of these Terms by you.

Limitation of Liability

Except for any legal responsibility that we cannot exclude in law (such as for death or personal injury), we are not legally responsible for any:·
- losses that were not foreseeable to you and us when these Terms were formed or that were not caused by any breach on our part;·
- business losses; and·
- losses to non-clients. To the fullest extent permitted by law, we exclude all conditions, warranties, representations or other terms which may apply to the Site or any content on it, whether express or implied.We will not be liable for any loss or damage caused by a virus, distributed denial-of-service attack, or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of the Site or to your downloading of any content on it, or on any website linked to it.

Viruses, etc

We do not guarantee that the Site will be secure or free from bugs or viruses.You are responsible for configuring your information technology, computer programmes and platform in order to access the Site. You should use your own virus protection software.You must not misuse the Site by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to the Site the server on which the Site is stored or any server, computer or database connected to the Site. You must not attack the Site via a denial-of-service attack or a distributed denial-of service attack. By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use the Site will cease immediately.

Your Thrive account details

If you choose, or you are provided with, a user identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential. You must not disclose it to any third party.We have the right to disable any user identification code or password, whether chosen by you or allocated by us, at any time, if in our reasonable opinion you have failed to comply with any of the provisions of these Terms.If you know or suspect that anyone, other than you, knows your user identification code or password or if you have lost a mobile device with the Thrive platform installed you must promptly notify us at hello@thrivefunding.co

How we will communicate with you

You agree that all communications that we may need to send to you may be sent electronically and further that Thrive has no obligation to send communications in paper form. We may send you information and notices through the Site (which includes our app) or email you at the primary email address listed in your account profile. Other than in respect of the service of legal proceedings we are not obliged to receive paper correspondence from you and if you do wish to contact us you should email hello@thrivefunding.co or use any contact or chat functions that we may make available from time to time.

Terms relevant to third parties

We are proud to work with the companies raising funds through the Site, however we do not endorse, warrant, guarantee or take responsibility for their products or services.If we have transferred any of your personal data to a third party under the terms of our Privacy Policy we shall not be responsible for any disclosure, modification or deletion of your data resulting by those third parties.You understand and agree that the Site is not sponsored or endorsed by any third parties accessible through the Site.

Disputes

We will try to resolve any disputes with you quickly and efficiently but if  you are, for any reason, unhappy with  us please contact us as soon as possible. If you and we cannot resolve a dispute using our complaint handling procedure, we will:
let you know that we cannot settle the dispute with you; and· give you certain information required by law about our alternative dispute resolution provider. You may also use the online dispute resolution (ODR) platform to resolve the dispute with us. For more details, please visit the website on the ‘Your Europe’ portal https://webgate.ec.europa.eu/odr If you want to take court proceedings, the relevant courts of England and Wales will have exclusive jurisdiction in relation to these Terms. These terms, their subject matter and formation are governed by the laws of England and Wales.

Changes to these Terms

These Terms were last updated on [9th May 2019]. We may change these Terms from time to time at our sole discretion. Where the change is material we will publish a notice on the Site. Your continued use of the Site after any changes are posted means that you are held to have accepted that you are bound by the new or amended terms. Please therefore check these Terms regularly.If we propose a change that is detrimental to registered users we will give 30 days’ notice of those proposed changes (unless we are obliged to make the change sooner for legal or regulatory reasons) but otherwise we may make such changes immediately.